Super Funds

Superannuation is money that is saved over your working life and placed towards retirement.  In Australia this generally begins when you start employment and your employer will pay the super for you.   Throughout your working life you can add superannuation by making further contributions in order to benefit from tax advantages. 

For individuals the ATO gives good super fund guidelines.   See the ATO Individuals superannuation home page.  

It's important to speak with a financial planner or superannuation expert to ensure that you have the best strategy to build your super.

Super Funds Explained

The ATO superannuation site is a good guide to explaining the super contributions you are entitled to, and how superannuation funds work, it will also explain in detail the compulsory employer contributions.  

Self Managed Super Funds

Self managed super funds are for people who want to take control of their superannuation and is an excellent opportunity to help in financial planning for families.  It is important however to follow the rules and regulations for Self Managed Super Funds trustee responsibility